Every so often I take a phone call from a self-funding patient or an insured patient who requires a receipt for their payment. They need a receipt so they can claim the money back from their health cash plan provider.
For example, patient visits a physiotherapist, pays for their treatment, MHM issue a receipt on behalf of the Physiotherapist. The patient claims the fee back from their Health Cash plan provider. Alternatively, the patient is insured but outpatient appointments are not covered under their policy.
Health Cash Plans are designed to ease the financial burden of having such regular health checks. Dentistry or a visit to the opticians for example. They are NOT the same as a private medical insurance policy.
So why are they relevant to the consultant surgeon?
Well on some occasions it has indeed transpired that the patient’s private medical insurance cover does NOT include outpatient appointments. Therefore the patient has paid for them but requires a receipt so they may claim the cost from the Health Cash Plan provider,
Thus it is important to understand what a Health Cash Plan is and how it may compliment a private medical insurance policy.